Vivian Pang

Loan Factory

Phone: (650) 921-0888

Licensed state: Florida, California

About me

Vivian's Vision:

We envision a future where every low and medium-income family has the opportunity to own a safe, stable, and affordable home. Through our mission, we aim to break down barriers, foster economic stability, and build stronger, more vibrant communities. Join us in our journey to make homeownership a reality for all, as we continue to work toward a world where housing is not just a dream but a fundamental right for every family. Together, we can transform lives, strengthen communities, and build a brighter future for generations to come.

Vivian's Bio:

I was from Malaysia and came to the Bay Area, CA in 1997 after college graduation. I am very fortunate that I met my husband, and many people who helped me to have a successful career. After working as a channel sales manager in the wireless industry for the last 20 years, I found my true calling in the world of mortgages. I believe home buying is 90% preparation and 10% perspiration. My mission is to help individuals and families to build generational wealth by owning their homes. Home Buying and Financing is complicated. My role is to educate my clients on the process, their rights and most importantly how to plan financially, so they can own and maintain their home and their lifestyle. I have helped many individuals who are self employed, have multiple 1099 jobs, ITIN or foreign nationals and many First Time Homebuyers where retail banks might have denied them because they don't fit into the conventional lending box. I am great at finding loan solutions, getting down payment assistance, or putting together a plan to get one mortgage ready. Outside of work, I'm a nature enthusiast. I love hiking and spending time outdoors, which helps me stay refreshed and energized for my clients. If you're looking for someone who's not just a mortgage expert but also a friendly and supportive guide on your home ownership journey, I'm here to help. Let's turn your dream of having a home into a reality together!

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